DSCR

Get the financing you need to purchase a new investment property or refinance your existing property without having to jump through hoops to prove income. Our Debt Service Conversion Loan allows you to qualify based solely on the income from the investment property. 

• Loan amounts up to $3.5 Million
• Up to 85% LTV
• Interest Only or Full Term Available
• No Tax Returns Needed
• Major Credit Events Ok

Non-QM Loans

Our wide array of Non-QM loans offer alternative income verification methods, increased loan amounts, more flexible underwriting guidelines, and many other benefits for those who need options beyond Fannie Mae and Freddie Mac qualified mortgages. 

• Bank Statement, 1099, Asset Qualifier and More
• Loan amounts up to $4 million
• Credit Scores as low as 600
• LTV up to 90%
• Foreign national programs

TRADITIONAL MORTGAGES

while California Capital Mortgage specializes in working with investors and others needing non-traiditional loan options we also work with the top mortgage banks in the country to provide a full range of traditional mortgage optiions with the best rates in the industry.

• Conventiona, FHA, VA, & USDA 
• 100% Financing options available
• Purchase, Rate and Term refinance, or Cash Out loans available.

COMMERCIAL LOANS

Our Commercial Loan Specialist are highly trained to help you secure the financing you need for your commercial real estate or business operating expenses. We work with the top commercial banks in the nation to offer you the best loan for your needs with the best rates and terms.

SBA LOANS

California Capital Mortgage Bank offers a full range of SBA Loan products including 7(A), 504, Working Capital, and Construction loans. 

PRIVATE MONEY LOANS

When you need to fund fast or other loan options simply don't provide the solution you need our wide networkof Private Money Lenders offers the financing you need.