Customer Service: 310.780.4000

We understand that for many investors proving income is rarely as simple as providing a W2. With that in mind we offer a full selection of Non-QM loan options to help you qualify when Fannie and Freddie say no.

 

Bank Statement

Use your deposits to show your income.

  • Personal or Business bank statements.
  • 3, 12, and 24 month bank statement options
  • FICO as low as 600
  • Up to 90% LTV
  • Loan amount up to $4 Million
  • Non-Warrantable Condos Allowed!
          

1099 Qualifier

Earn your income working as a 1099 contractor? No problem, we have a loan for you!

  • Easy income qualification based off of 1099 earnings.
  • FICO as low as 600
  • Up to 90% LTV
  • Loan amount up to $4 Million
  • Non-Warrantable Condos Allowed!

Asset Qualifier

Ready to put your liquid and semi-liquid assets to work for you? We can use your assets to qualify you to purchase or refinance your properties.

  • Qualify based off of your assets – our experts will help you determine what you qualify for based off of your existing assets.
  • FICO as low as 600
  • Up to 90% LTV
  • Loan amount up to $4 Million
 

Full Doc Qualifier

We understand that sometimes showing income isn’t the issue and we can help. Our full doc qualifying loans offer higher loan limits and expanded guidelines to help you qualify for the loan you need, no matter the situation.

  • Loan Amount Up to $4 Million
  • FICO as low as 600
  • Recent credit events allowed
  • DTI up to 55%
  • Up to 90% LTV
  • Non-Warrantable Condos Allowed!

 

 

 

LEARN MORE           APPLY NOW

 

ccmb
CALIFORNIA CAPITAL MORTGAGE BANK
                                 1081 Westwood Boulevard, Suite 212 Los Angeles, CA 90024
phonePhone. 310.780.4000  efaxeFax. 310.760.4060
BBB Accerdited Business FDIC All loans are made in compliance with Federal, State, and Local laws. California Capital Mortgage Bank is a California Finance Lender under DBO license #60DBO45483 | NMLS #1469907 . California Capital Mortgage Bank is an equal opportunity lender.